

Ever expanding regulatory requirements require revisions in capital calculations needing core expertise in monitoring and impact assessment studies
Aptivaa, through its deliberations at international forums has been closely tracking the emergence of Basel IV and looking back, we see much of what we anticipated has come to pass. With the past experience of implementation of Basel accords and evolutionary vision into the Basel IV draft, Aptivaa clearly has industry edge in helping banks during the transition, as it can be predicted that one of the biggest challenges this change will bring is the increase in capital requirements and funding costs.
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